Open Banking allows you to collect payments securely and efficiently by enabling customers to share their financial data with authorized third-party providers. NomuPay partners with Token.io, a leading open banking technology provider in Europe, to simplify and streamline the payment process for merchants. This integration exempts merchants from handling sensitive banking details directly, thus avoiding PCI compliance requirements.
Technical Specifications
Review the capabilities offered currently for the Open Banking integration from the listing below. Please note, refunds are not available after a Debit payment.
Account Setup
To begin the OpenBanking activation process, please contact the Nomupay Sales Team. The application includes Know Your Customer (KYC) and onboarding procedures, along with OpenBanking-specific account configuration. Refer to the Account Settings table below for required configuration parameters.
Once your application is approved, you will receive confirmation from Nomupay that your OpenBanking account is active and ready to process transactions.
Account Configuration Details
The following table outlines the default configuration settings applied to all OpenBanking accounts. If you require updates to any of these fields, please contact help@nomupay.com.
| Setting | Description |
|---|---|
| Business Name | The legal name of the business. |
| Display Name | The customer-facing business name shown during the OpenBanking checkout process. |
| Logo | The logo displayed to customers when selecting OpenBanking as a payment method. |
| Currencies | Supported currencies: EUR and GBP. |
| Account Details | For GBP: Account Number & Sort Code For EUR: IBAN |
| Domain Name | The full website URL where payments will be processed (e.g. https://www.mysite.co.uk/) |
| Integration Type |
OpenBanking Dashboard PayByLink and OpenBanking API integration are available. |
| PayByLink Payment Types | Choose whether to display only OpenBanking or both OpenBanking and card payment options on PayByLinks (applies to the Dashboard PayByLink model only). |
| Default Country | The pre-selected country shown to customers when initiating an OpenBanking payment. |
| Destination Countries | List of countries from which customers are permitted to initiate OpenBanking payments. |